LOAN OPTIONS

INVEST IN YOUR FAMILY'S FUTURE WITH THE RIGHT LOAN

Here at Soula Mortgage, we offer all kinds of loan options to meet the unique needs of our clients.

Selecting the right loan can be an overwhelming process but with help from our mortgage specialists, we’ll provide you with expert advice to help you make the best decision for you and your family.

GET A LOAN THAT'S DESIGNED FOR YOU

FIXED-RATE MORTGAGE

This is the perfect loan option if you’re thinking of staying in your new home for a long time and aren’t considering moving anytime soon.

The interest rates and monthly payments stay the same for the entire loan term and you’re protected against rising interest rates.

CONVENTIONAL MORTGAGE

If you have a good credit history and a large down payment this is the right loan for you.

You’ll be able to receive lower rates and more flexible terms with fewer penalties and fees.

VA MORTGAGE

This is the right loan option for you if you’re on active duty, a veteran, or a military spouse.

There is a low (or even no) down payment required.

ADJUSTABLE-RATE MORTGAGE

This is the ideal loan to choose if you plan on selling or refinancing your home within the first few years of owning it.

With this loan option, you can potentially lower your monthly payments and get lower interest rates.

The initial interest rate is usually fixed for the first 3-10 years.

JUMBO MORTGAGE

The right choice when you want to purchase a property over the loan limit.

The loan limit is about $453,100 in most areas.

This loan is the right choice for you if you’re looking to buy a more expensive property.

REFINANCE

If you’re already a homeowner and want to restructure your mortgage to fit your current financial situation then this is the right choice for you.

You might even be able to refinance your home at a lower interest rate.